Insurance Brokerage and Consulting Services

Benefits Network is recognized as a leading insurance agency and consulting firm. We serve hundreds of customers in a wide range of industries and of all sizes.  Our spectrum of services includes:

• Employee Benefits
• Property & Casualty
• Retirement/financial services
• Executive Benefits
• Specialty Insurance

Employee Benefit Services

Benefits Network specializes in the following lines of coverage on both a fully insured or self-funded basis:

• Group Health
• Dental
• Vision
• Long Term Disability
• Short Term Disability
• Group Life Insurance
• Accidental Death & Dismemberment Insurance
• Voluntary Benefits
• Long Term Care
• And many other employee benefits insurance lines

We also provide a host of other employee benefits services including:

• Health Savings Accounts (HSAs)
• Health Reimbursement Accounts (HRAs)
• Flexible Spending Accounts
• COBRA administration
• HIPAA compliance services
• Payroll contribution strategies
• Cafeteria Plans
• Section 125 implementation and administration
• Employee education programs
• Wellness
• Employee Assistance Programs (EAP)
• Web-based employee benefits tools
• Request for Proposal design and implementation
• Rate negotiation services
• Healthcare coalition management services
• Self-Funding

We are experts in every phase of employee benefits.

We work with ALL carriers and third party administrators on behalf of our clients without bias.

Property & Casualty

Benefits Network, through its affiliation with NFP Benefit Partners, offers a full range of property & casualty products via nationally renowned expert NFP P&C.  They have access to every market and the leading carriers in the business.

Commercial lines expertise includes:

• Workers' Compensation

• Real and personal property

• Business income exposures

• Machinery and equipment breakdown

• Domestic and foreign transit

• Premises operation and product liability

• Auto liability and physical damage

• Excess/umbrella liability

• Executive liabilities

Personal lines and private client services expertise includes:

• Homeowners

• Auto

• Watercraft

• Excess/umbrella liability

• Flood

• Personal articles

Clients include high net worth individuals such as sports figures, celebrities, business owners, as well as chairman, CEOs, and officers of national and international firms.

Benefits Network has also entered into a partnership with Western PA based P&C expert M&M Insurance, a premier local P&C firm located in New Castle, PA . 

Retirement/Financial Services

Through NFP partner APB Financial, Benefits Network serves clients a cross a full spectrum of retirement and financial services. 

Through their joint affiliations with NFP, Benefits Network and APB Financial Group are ideal partners. 

APB Financial Group has been working with both businesses

and high net worth families for more than thirty years. 

Among the services that they provide are:

• 401K and other employer sponsored retirement plans
• Succession, Exit & Transition (SET) Planning for owners of Privately Held Businesses
• Financial Planning for the owner of the business and their family
• Compensation planning for key people within the company
• General benefit planning for the company and its owners
• Personal risk management for the owners and the key employees of the company
• Investment planning and implementation
• Facilitation of Business

Valuation and referral to Mergers & Acquisition specialists

• ESOPs
• Retirement Plan Consulting and Implementation
• Asset Protection Strategies